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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,382 | $28,624-7.8% | $53,647-50.8% | $82,637-68.1% |
| Participation rate | 44.0% | 47.3%-3.3pp | 56.3%-12.3pp | 68.1%-24.1pp |
| Annual return | 17.37% | 664.98%-647.6pp | 358.33%-341.0pp | 53.51%-36.1pp |
| Employer contribution / active EE | $575 | $637-9.6% | $962-40.2% | $2,552-77.5% |
| Participant deferral / active EE | $1,617 | $1,196+35.2% | $1,813-10.8% | $4,126-60.8% |
| Admin fee / account holder | $987 | $2,022-51.2% | $2,460-59.9% | $7,339-86.5% |