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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,382 | $29,319-10.0% | $52,425-49.7% | $82,448-68.0% |
| Participation rate | 44.0% | 46.9%-2.9pp | 55.6%-11.6pp | 68.1%-24.1pp |
| Annual return | 17.37% | 535.20%-517.8pp | 302.12%-284.8pp | 41.64%-24.3pp |
| Employer contribution / active EE | $575 | $586-1.9% | $914-37.1% | $2,551-77.4% |
| Participant deferral / active EE | $1,617 | $1,171+38.1% | $1,790-9.7% | $4,139-60.9% |
| Admin fee / account holder | $987 | $1,962-49.7% | $2,495-60.4% | $7,234-86.4% |