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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,554 | $102,393-37.0% | $147,041-56.1% | $80,911-20.2% |
| Participation rate | 73.3% | 75.9%-2.5pp | 82.2%-8.8pp | 67.6%+5.7pp |
| Annual return | 11.77% | 134.95%-123.2pp | 419.21%-407.4pp | 35.63%-23.9pp |
| Employer contribution / active EE | $3,970 | $3,715+6.9% | $4,935-19.5% | $2,756+44.1% |
| Participant deferral / active EE | $7,672 | $6,647+15.4% | $8,071-4.9% | $4,297+78.5% |
| Admin fee / account holder | $13,813 | $7,943+73.9% | $13,006+6.2% | $6,935+99.2% |