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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,554 | $102,385-36.9% | $147,080-56.1% | $80,935-20.2% |
| Participation rate | 73.3% | 75.9%-2.5pp | 82.2%-8.8pp | 67.7%+5.7pp |
| Annual return | 11.77% | 135.09%-123.3pp | 420.17%-408.4pp | 35.66%-23.9pp |
| Employer contribution / active EE | $3,970 | $3,717+6.8% | $4,933-19.5% | $2,757+44.0% |
| Participant deferral / active EE | $7,672 | $6,651+15.4% | $8,066-4.9% | $4,299+78.4% |
| Admin fee / account holder | $13,813 | $7,951+73.7% | $12,989+6.3% | $6,924+99.5% |