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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,598 | $129,737-74.1% | $119,126-71.8% | $154,746-78.3% |
| Participation rate | 91.7% | 78.9%+12.8pp | 75.8%+15.9pp | 80.7%+11.0pp |
| Annual return | 21.13% | 379.08%-358.0pp | 282.11%-261.0pp | 172.34%-151.2pp |
| Employer contribution / active EE | $1,698 | $4,375-61.2% | $4,034-57.9% | $4,379-61.2% |
| Participant deferral / active EE | $4,028 | $5,842-31.0% | $5,318-24.3% | $6,730-40.2% |
| Admin fee / account holder | $2,618 | $11,961-78.1% | $10,693-75.5% | $14,365-81.8% |