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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,539 | $110,379-83.2% | $102,412-81.9% | $145,884-87.3% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.5%+14.4pp | 80.3%+8.6pp |
| Annual return | 12.17% | 24.84%-12.7pp | 24.94%-12.8pp | 551.85%-539.7pp |
| Employer contribution / active EE | $2,252 | $4,216-46.6% | $3,870-41.8% | $4,662-51.7% |
| Participant deferral / active EE | $5,381 | $5,622-4.3% | $5,060+6.3% | $6,690-19.6% |
| Admin fee / account holder | $344 | $9,745-96.5% | $8,388-95.9% | $13,392-97.4% |