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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,598 | $111,535-69.9% | $105,223-68.1% | $137,256-75.5% |
| Participation rate | 91.7% | 78.1%+13.6pp | 75.0%+16.6pp | 80.0%+11.7pp |
| Annual return | 21.13% | 237.85%-216.7pp | 180.65%-159.5pp | 220.34%-199.2pp |
| Employer contribution / active EE | $1,698 | $3,939-56.9% | $3,689-54.0% | $4,156-59.1% |
| Participant deferral / active EE | $4,028 | $5,500-26.8% | $5,072-20.6% | $6,407-37.1% |
| Admin fee / account holder | $2,618 | $9,721-73.1% | $8,859-70.4% | $12,270-78.7% |