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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,645 | $88,778+71.9% | $81,844+86.5% | $145,884+4.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 4.41% | 1033.03%-1028.6pp | 778.87%-774.5pp | 551.85%-547.4pp |
| Employer contribution / active EE | $23,987 | $3,087+677.0% | $2,916+722.5% | $4,662+414.5% |
| Participant deferral / active EE | $17,125 | $4,648+268.4% | $4,323+296.1% | $6,690+156.0% |
| Admin fee / account holder | $1,129 | $8,430-86.6% | $7,355-84.7% | $13,392-91.6% |