Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,391 | $81,487-79.9% | $102,412-84.0% | $80,935-79.7% |
| Participation rate | 45.9% | 66.8%-20.9pp | 74.5%-28.6pp | 67.7%-21.8pp |
| Annual return | 11.30% | 25.60%-14.3pp | 24.94%-13.6pp | 35.66%-24.4pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $3,870-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $2,706 | $3,871-30.1% | $5,060-46.5% | $4,299-37.1% |
| Admin fee / account holder | $806 | $6,717-88.0% | $8,388-90.4% | $6,924-88.4% |