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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,908 | $29,716+30.9% | $56,077-30.6% | $80,925-51.9% |
| Participation rate | 22.6% | 41.7%-19.1pp | 52.5%-29.9pp | 67.7%-45.1pp |
| Annual return | 19.34% | 35.30%-16.0pp | 1709.28%-1689.9pp | 35.65%-16.3pp |
| Employer contribution / active EE | $333 | $671-50.3% | $1,040-68.0% | $2,756-87.9% |
| Participant deferral / active EE | $1,800 | $1,228+46.5% | $1,954-7.9% | $4,299-58.1% |
| Admin fee / account holder | $1,707 | $2,432-29.8% | $2,825-39.6% | $6,940-75.4% |