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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,057 | $172,111+5.8% | $150,298+21.1% | $137,256+32.6% |
| Participation rate | 15.4% | 81.7%-66.3pp | 77.8%-62.4pp | 80.0%-64.6pp |
| Annual return | 24.16% | 69.37%-45.2pp | 62.79%-38.6pp | 220.34%-196.2pp |
| Employer contribution / active EE | $0 | $4,636-100.0% | $4,154-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $7,154 | $6,166+16.0% | $5,453+31.2% | $6,407+11.7% |
| Admin fee / account holder | $0 | $16,471-100.0% | $14,116-100.0% | $12,270-100.0% |