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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,171 | $185,312-67.5% | $161,489-62.7% | $154,746-61.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 27.15% | 103.84%-76.7pp | 89.72%-62.6pp | 172.34%-145.2pp |
| Employer contribution / active EE | $5,294 | $4,769+11.0% | $4,268+24.0% | $4,379+20.9% |
| Participant deferral / active EE | $4,763 | $6,350-25.0% | $5,630-15.4% | $6,730-29.2% |
| Admin fee / account holder | $630 | $18,654-96.6% | $16,006-96.1% | $14,365-95.6% |