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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,171 | $174,379-65.5% | $152,093-60.4% | $138,895-56.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 27.15% | 74.86%-47.7pp | 66.36%-39.2pp | 145.39%-118.2pp |
| Employer contribution / active EE | $5,294 | $4,652+13.8% | $4,175+26.8% | $4,194+26.2% |
| Participant deferral / active EE | $4,763 | $6,159-22.7% | $5,451-12.6% | $6,396-25.5% |
| Admin fee / account holder | $630 | $16,880-96.3% | $14,497-95.7% | $12,562-95.0% |