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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,448 | $90,530+44.1% | $76,030+71.6% | $145,897-10.6% |
| Participation rate | 73.3% | 74.4%-1.1pp | 69.1%+4.3pp | 80.3%-7.0pp |
| Annual return | 8.81% | 625.08%-616.3pp | 361.54%-352.7pp | 552.29%-543.5pp |
| Employer contribution / active EE | $1,605 | $3,319-51.6% | $2,688-40.3% | $4,663-65.6% |
| Participant deferral / active EE | $5,961 | $5,164+15.4% | $4,257+40.0% | $6,689-10.9% |
| Admin fee / account holder | $81,226 | $8,383+868.9% | $6,421+1165.1% | $13,390+506.6% |