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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,281 | $29,319+61.3% | $52,425-9.8% | $82,448-42.7% |
| Participation rate | 17.9% | 46.9%-29.0pp | 55.6%-37.8pp | 68.1%-50.2pp |
| Annual return | 22.21% | 535.20%-513.0pp | 302.12%-279.9pp | 41.64%-19.4pp |
| Employer contribution / active EE | $391 | $586-33.3% | $914-57.2% | $2,551-84.7% |
| Participant deferral / active EE | $893 | $1,171-23.7% | $1,790-50.1% | $4,139-78.4% |
| Admin fee / account holder | $60 | $1,962-96.9% | $2,495-97.6% | $7,234-99.2% |