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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,635 | $86,940+16.9% | $102,434-0.8% | $80,935+25.6% |
| Participation rate | 93.7% | 72.4%+21.3pp | 76.5%+17.1pp | 67.7%+26.0pp |
| Annual return | 21.98% | 18.89%+3.1pp | 29.46%-7.5pp | 35.66%-13.7pp |
| Employer contribution / active EE | $879 | $2,370-62.9% | $3,023-70.9% | $2,757-68.1% |
| Participant deferral / active EE | $3,338 | $4,121-19.0% | $5,055-34.0% | $4,299-22.4% |
| Admin fee / account holder | $2,540 | $8,047-68.4% | $9,462-73.2% | $6,924-63.3% |