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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,193 | $29,733-22.0% | $56,025-58.6% | $80,959-71.4% |
| Participation rate | 34.8% | 41.7%-6.9pp | 52.5%-17.7pp | 67.7%-32.9pp |
| Annual return | 15.66% | 35.28%-19.6pp | 1712.69%-1697.0pp | 35.67%-20.0pp |
| Employer contribution / active EE | $765 | $672+13.8% | $1,042-26.6% | $2,757-72.3% |
| Participant deferral / active EE | $1,560 | $1,229+26.9% | $1,955-20.2% | $4,300-63.7% |
| Admin fee / account holder | $786 | $2,434-67.7% | $2,828-72.2% | $6,925-88.7% |