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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,131 | $99,875-45.8% | $146,866-63.1% | $86,983-37.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 19.97% | 28.10%-8.1pp | 102.85%-82.9pp | 25.83%-5.9pp |
| Employer contribution / active EE | $3,124 | $3,224-3.1% | $4,425-29.4% | $2,584+20.9% |
| Participant deferral / active EE | $6,436 | $6,322+1.8% | $7,759-17.1% | $4,194+53.5% |
| Admin fee / account holder | $1,866 | $7,838-76.2% | $13,620-86.3% | $7,856-76.2% |