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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,478 | $77,574-63.3% | $108,753-73.8% | $86,983-67.3% |
| Participation rate | 100.0% | 62.3%+37.7pp | 71.1%+28.9pp | 69.5%+30.5pp |
| Annual return | 7.77% | 18.42%-10.6pp | 37.47%-29.7pp | 25.83%-18.1pp |
| Employer contribution / active EE | $4,447 | $1,611+176.1% | $2,427+83.2% | $2,584+72.1% |
| Participant deferral / active EE | $2,206 | $3,128-29.5% | $4,115-46.4% | $4,194-47.4% |
| Admin fee / account holder | $4,462 | $6,529-31.7% | $10,320-56.8% | $7,856-43.2% |