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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,558 | $102,609+7.7% | $98,090+12.7% | $138,895-20.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 17.70% | 36.44%-18.7pp | 37.05%-19.3pp | 145.39%-127.7pp |
| Employer contribution / active EE | $3,132 | $3,867-19.0% | $3,606-13.1% | $4,194-25.3% |
| Participant deferral / active EE | $14,812 | $8,167+81.4% | $7,845+88.8% | $6,396+131.6% |
| Admin fee / account holder | $2,365 | $11,434-79.3% | $11,815-80.0% | $12,562-81.2% |