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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,620 | $61,125-58.1% | $94,057-72.8% | $87,485-70.7% |
| Participation rate | 57.6% | 64.1%-6.5pp | 73.3%-15.8pp | 68.9%-11.4pp |
| Annual return | 21.76% | 35.20%-13.4pp | 480.62%-458.9pp | 26.06%-4.3pp |
| Employer contribution / active EE | $804 | $2,136-62.4% | $2,933-72.6% | $2,596-69.0% |
| Participant deferral / active EE | $2,449 | $3,260-24.9% | $4,709-48.0% | $4,274-42.7% |
| Admin fee / account holder | $1,737 | $5,629-69.1% | $7,244-76.0% | $7,775-77.7% |