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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,620 | $64,920-60.5% | $103,693-75.3% | $86,983-70.5% |
| Participation rate | 57.6% | 63.6%-6.0pp | 72.6%-15.1pp | 69.5%-12.0pp |
| Annual return | 21.76% | 30.29%-8.5pp | 47.61%-25.9pp | 25.83%-4.1pp |
| Employer contribution / active EE | $804 | $2,141-62.5% | $2,920-72.5% | $2,584-68.9% |
| Participant deferral / active EE | $2,449 | $3,241-24.4% | $4,579-46.5% | $4,194-41.6% |
| Admin fee / account holder | $1,737 | $6,191-72.0% | $7,858-77.9% | $7,856-77.9% |