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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,803 | $196,972-87.4% | $182,262-86.4% | $198,609-87.5% |
| Participation rate | 93.8% | 85.7%+8.1pp | 84.2%+9.5pp | 82.4%+11.4pp |
| Annual return | 17.54% | 158.27%-140.7pp | 140.60%-123.1pp | 202.70%-185.2pp |
| Employer contribution / active EE | $2,962 | $5,364-44.8% | $5,046-41.3% | $5,055-41.4% |
| Participant deferral / active EE | $8,751 | $8,643+1.2% | $8,276+5.7% | $6,977+25.4% |
| Admin fee / account holder | $7,645 | $18,429-58.5% | $16,712-54.3% | $19,030-59.8% |