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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,878 | $145,431-90.5% | $211,142-93.4% | $87,485-84.1% |
| Participation rate | 86.4% | 84.7%+1.7pp | 87.3%-0.8pp | 68.9%+17.5pp |
| Annual return | 59.04% | 27.21%+31.8pp | 46.84%+12.2pp | 26.06%+33.0pp |
| Employer contribution / active EE | $1,945 | $4,662-58.3% | $6,442-69.8% | $2,596-25.1% |
| Participant deferral / active EE | $5,591 | $6,859-18.5% | $9,284-39.8% | $4,274+30.8% |
| Admin fee / account holder | $734 | $17,052-95.7% | $19,076-96.2% | $7,775-90.6% |