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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,878 | $146,267-90.5% | $197,124-93.0% | $82,448-83.2% |
| Participation rate | 86.4% | 84.0%+2.4pp | 86.7%-0.3pp | 68.1%+18.4pp |
| Annual return | 59.04% | 29.61%+29.4pp | 44.34%+14.7pp | 41.64%+17.4pp |
| Employer contribution / active EE | $1,945 | $4,723-58.8% | $6,227-68.8% | $2,551-23.7% |
| Participant deferral / active EE | $5,591 | $7,035-20.5% | $9,135-38.8% | $4,139+35.1% |
| Admin fee / account holder | $734 | $14,422-94.9% | $16,298-95.5% | $7,234-89.9% |