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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,170 | $108,911-83.3% | $100,392-81.9% | $145,884-87.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.98% | 58.23%-43.3pp | 49.45%-34.5pp | 551.85%-536.9pp |
| Employer contribution / active EE | $836 | $4,420-81.1% | $3,941-78.8% | $4,662-82.1% |
| Participant deferral / active EE | $4,449 | $8,459-47.4% | $8,090-45.0% | $6,690-33.5% |
| Admin fee / account holder | $2,663 | $9,698-72.5% | $7,904-66.3% | $13,392-80.1% |