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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,636 | $132,634-94.2% | $115,768-93.4% | $137,256-94.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 17.10% | 160.70%-143.6pp | 100.46%-83.4pp | 220.34%-203.2pp |
| Employer contribution / active EE | $843 | $3,360-74.9% | $2,940-71.3% | $4,156-79.7% |
| Participant deferral / active EE | $1,624 | $5,619-71.1% | $4,917-67.0% | $6,407-74.7% |
| Admin fee / account holder | $335 | $15,028-97.8% | $12,439-97.3% | $12,270-97.3% |