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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $238,600 |
CETERA ADVISOR NETWORKS LLC6 years Filed as: CETERA INVESTMENT ADVISERS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $77,825 |
MOSS ADAMS LLP1 year Service code 10 · EIN 91-0189318 | Accounting | $24,150 |
Filed as: BENEFIT PLANS PLUS LLC Service code 49 · EIN 43-1829594 | Other Services | $22,487 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,095 | $106,164+31.0% | $147,041-5.4% | $77,692+79.0% |
| Participation rate | 98.2% | 78.4%+19.8pp | 82.2%+16.0pp | 70.6%+27.6pp |
| Annual return | 16.12% | 56.81%-40.7pp | 419.21%-403.1pp | 31.25%-15.1pp |
| Employer contribution / active EE | $2,685 | $4,066-34.0% | $4,935-45.6% | $2,726-1.5% |
| Participant deferral / active EE | $12,524 | $7,993+56.7% | $8,071+55.2% | $4,648+169.4% |
| Admin fee / account holder | $517 | $338+53.0% | $13,006-96.0% | $431+20.1% |