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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,372 | $106,749+206.7% | $145,433+125.1% | $82,448+297.1% |
| Participation rate | 84.1% | 75.6%+8.4pp | 82.1%+2.0pp | 68.1%+16.0pp |
| Annual return | 47.01% | 27.59%+19.4pp | 66.58%-19.6pp | 41.64%+5.4pp |
| Employer contribution / active EE | $36,724 | $3,444+966.2% | $4,554+706.3% | $2,551+1339.6% |
| Participant deferral / active EE | $21,955 | $6,519+236.8% | $7,897+178.0% | $4,139+430.4% |
| Admin fee / account holder | $11,493 | $8,390+37.0% | $13,129-12.5% | $7,234+58.9% |