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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,722 | $223,823-90.7% | $211,142-90.2% | $154,746-86.6% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 20.08% | 50.39%-30.3pp | 46.84%-26.8pp | 172.34%-152.3pp |
| Employer contribution / active EE | $2,042 | $6,787-69.9% | $6,442-68.3% | $4,379-53.4% |
| Participant deferral / active EE | $3,236 | $9,750-66.8% | $9,284-65.1% | $6,730-51.9% |
| Admin fee / account holder | $1,780 | $19,707-91.0% | $19,076-90.7% | $14,365-87.6% |