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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,953 | $99,053-18.3% | $88,179-8.2% | $138,895-41.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 14.39% | 78.17%-63.8pp | 64.97%-50.6pp | 145.39%-131.0pp |
| Employer contribution / active EE | $2,289 | $2,882-20.6% | $2,549-10.2% | $4,194-45.4% |
| Participant deferral / active EE | $9,187 | $5,225+75.8% | $4,614+99.1% | $6,396+43.6% |
| Admin fee / account holder | $315 | $8,748-96.4% | $7,673-95.9% | $12,562-97.5% |