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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,062 | $159,978+76.3% | $147,041+91.8% | $145,978+93.2% |
| Participation rate | 53.3% | 84.0%-30.7pp | 82.2%-28.8pp | 80.3%-27.0pp |
| Annual return | 6.06% | 98.36%-92.3pp | 419.21%-413.2pp | 550.52%-544.5pp |
| Employer contribution / active EE | $1,556 | $5,288-70.6% | $4,935-68.5% | $4,662-66.6% |
| Participant deferral / active EE | $3,855 | $8,429-54.3% | $8,071-52.2% | $6,690-42.4% |
| Admin fee / account holder | $60 | $15,053-99.6% | $13,006-99.5% | $13,400-99.6% |