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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,750 | $181,062-79.2% | $158,223-76.1% | $155,188-75.7% |
| Participation rate | 86.4% | 82.7%+3.7pp | 79.2%+7.2pp | 80.8%+5.6pp |
| Annual return | 17.32% | 57.39%-40.1pp | 52.09%-34.8pp | 148.84%-131.5pp |
| Employer contribution / active EE | $2,451 | $4,565-46.3% | $4,109-40.3% | $4,248-42.3% |
| Participant deferral / active EE | $4,546 | $6,134-25.9% | $5,467-16.8% | $6,531-30.4% |
| Admin fee / account holder | $5,213 | $18,825-72.3% | $16,047-67.5% | $14,480-64.0% |