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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,750 | $172,111-78.1% | $150,298-74.9% | $137,256-72.5% |
| Participation rate | 86.4% | 81.7%+4.6pp | 77.8%+8.6pp | 80.0%+6.4pp |
| Annual return | 17.32% | 69.37%-52.1pp | 62.79%-45.5pp | 220.34%-203.0pp |
| Employer contribution / active EE | $2,451 | $4,636-47.1% | $4,154-41.0% | $4,156-41.0% |
| Participant deferral / active EE | $4,546 | $6,166-26.3% | $5,453-16.6% | $6,407-29.0% |
| Admin fee / account holder | $5,213 | $16,471-68.3% | $14,116-63.1% | $12,270-57.5% |