Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $63,532 |
RETIREMENT ADVISORS, LLC2 years Service code 27 · EIN 30-0490764 | Advisory (Plan) | $34,931 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,963 | $101,499+5.4% | $147,005-27.2% | $74,546+43.5% |
| Participation rate | 95.9% | 75.5%+20.4pp | 82.2%+13.8pp | 67.2%+28.7pp |
| Annual return | 11.75% | 8732.34%-8720.6pp | 418.76%-407.0pp | 1366.03%-1354.3pp |
| Employer contribution / active EE | $928 | $3,811-75.6% | $4,934-81.2% | $2,624-64.6% |
| Participant deferral / active EE | $8,437 | $7,304+15.5% | $8,070+4.5% | $4,347+94.1% |
| Admin fee / account holder | $347 | $1,748-80.2% | $13,006-97.3% | $1,944-82.2% |