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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,051 | $94,439-98.9% | $73,658-98.6% | $154,746-99.3% |
| Participation rate | 76.5% | 64.7%+11.8pp | 57.0%+19.4pp | 80.7%-4.2pp |
| Annual return | 16.85% | 28.25%-11.4pp | 29.72%-12.9pp | 172.34%-155.5pp |
| Employer contribution / active EE | $0 | $1,257-100.0% | $1,032-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $959 | $2,527-62.1% | $2,062-53.5% | $6,730-85.8% |
| Admin fee / account holder | $2,040 | $3,843-46.9% | $3,357-39.2% | $14,365-85.8% |