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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,617 | $159,934+31.7% | $147,005+43.3% | $145,959+44.3% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 12.53% | 98.24%-85.7pp | 418.76%-406.2pp | 561.95%-549.4pp |
| Employer contribution / active EE | $15,520 | $5,287+193.5% | $4,934+214.5% | $4,661+233.0% |
| Participant deferral / active EE | $13,263 | $8,427+57.4% | $8,070+64.4% | $6,689+98.3% |
| Admin fee / account holder | $5,885 | $15,053-60.9% | $13,006-54.8% | $13,398-56.1% |