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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,617 | $160,040+31.6% | $147,096+43.2% | $145,877+44.4% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 12.53% | 98.49%-86.0pp | 419.75%-407.2pp | 551.28%-538.8pp |
| Employer contribution / active EE | $15,520 | $5,289+193.4% | $4,936+214.4% | $4,663+232.8% |
| Participant deferral / active EE | $13,263 | $8,429+57.4% | $8,071+64.3% | $6,691+98.2% |
| Admin fee / account holder | $5,885 | $15,050-60.9% | $13,005-54.8% | $13,402-56.1% |