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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,199 | $61,125+171.9% | $94,057+76.7% | $87,485+90.0% |
| Participation rate | 56.2% | 64.1%-7.9pp | 73.3%-17.2pp | 68.9%-12.8pp |
| Annual return | 18.91% | 35.20%-16.3pp | 480.62%-461.7pp | 26.06%-7.1pp |
| Employer contribution / active EE | $2,049 | $2,136-4.1% | $2,933-30.1% | $2,596-21.1% |
| Participant deferral / active EE | $5,150 | $3,260+58.0% | $4,709+9.4% | $4,274+20.5% |
| Admin fee / account holder | $3,717 | $5,629-34.0% | $7,244-48.7% | $7,775-52.2% |