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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,199 | $51,638+221.9% | $68,368+143.1% | $82,448+101.6% |
| Participation rate | 56.2% | 63.6%-7.4pp | 73.8%-17.6pp | 68.1%-11.9pp |
| Annual return | 18.91% | 37.53%-18.6pp | 292.57%-273.7pp | 41.64%-22.7pp |
| Employer contribution / active EE | $2,049 | $2,047+0.1% | $2,649-22.6% | $2,551-19.7% |
| Participant deferral / active EE | $5,150 | $2,914+76.8% | $4,123+24.9% | $4,139+24.4% |
| Admin fee / account holder | $3,717 | $4,643-19.9% | $5,150-27.8% | $7,234-48.6% |