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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,322 | $100,139-29.8% | $85,187-17.4% | $145,884-51.8% |
| Participation rate | 57.1% | 74.1%-17.0pp | 67.5%-10.4pp | 80.3%-23.2pp |
| Annual return | 13.63% | 84.15%-70.5pp | 66.67%-53.0pp | 551.85%-538.2pp |
| Employer contribution / active EE | $2,311 | $3,238-28.6% | $2,732-15.4% | $4,662-50.4% |
| Participant deferral / active EE | $5,403 | $5,296+2.0% | $4,525+19.4% | $6,690-19.2% |
| Admin fee / account holder | $0 | $7,262-100.0% | $6,162-100.0% | $13,392-100.0% |