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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,280 | $201,372-59.1% | $184,260-55.3% | $145,884-43.6% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 13.07% | 29.04%-16.0pp | 28.84%-15.8pp | 551.85%-538.8pp |
| Employer contribution / active EE | $3,896 | $7,024-44.5% | $6,427-39.4% | $4,662-16.4% |
| Participant deferral / active EE | $8,069 | $9,808-17.7% | $9,133-11.6% | $6,690+20.6% |
| Admin fee / account holder | $368 | $16,362-97.8% | $13,898-97.4% | $13,392-97.3% |