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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,280 | $201,259-59.1% | $184,200-55.3% | $145,959-43.6% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 13.07% | 28.98%-15.9pp | 28.80%-15.7pp | 561.95%-548.9pp |
| Employer contribution / active EE | $3,896 | $7,018-44.5% | $6,424-39.4% | $4,661-16.4% |
| Participant deferral / active EE | $8,069 | $9,806-17.7% | $9,132-11.6% | $6,689+20.6% |
| Admin fee / account holder | $368 | $16,372-97.8% | $13,907-97.4% | $13,398-97.3% |