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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,734 | $100,073-28.3% | $85,126-15.7% | $145,877-50.8% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 1319.46% | 84.11%+1235.4pp | 66.63%+1252.8pp | 551.28%+768.2pp |
| Employer contribution / active EE | $1,703 | $3,236-47.4% | $2,731-37.7% | $4,663-63.5% |
| Participant deferral / active EE | $3,706 | $5,294-30.0% | $4,523-18.1% | $6,691-44.6% |
| Admin fee / account holder | $0 | $7,261-100.0% | $6,160-100.0% | $13,402-100.0% |