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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,291 | $97,125+64.0% | $86,233+84.7% | $137,256+16.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 218.53% | 74.19%+144.3pp | 61.39%+157.1pp | 220.34%-1.8pp |
| Employer contribution / active EE | $2,592 | $2,841-8.8% | $2,504+3.5% | $4,156-37.6% |
| Participant deferral / active EE | $7,222 | $5,180+39.4% | $4,559+58.4% | $6,407+12.7% |
| Admin fee / account holder | $2,854 | $9,725-70.6% | $8,342-65.8% | $12,270-76.7% |