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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,885 | $181,062-48.1% | $158,223-40.7% | $155,188-39.5% |
| Participation rate | 80.0% | 82.7%-2.7pp | 79.2%+0.8pp | 80.8%-0.8pp |
| Annual return | 9.93% | 57.39%-47.5pp | 52.09%-42.2pp | 148.84%-138.9pp |
| Employer contribution / active EE | $10,140 | $4,565+122.1% | $4,109+146.8% | $4,248+138.7% |
| Participant deferral / active EE | $6,449 | $6,134+5.1% | $5,467+18.0% | $6,531-1.3% |
| Admin fee / account holder | $1,621 | $18,825-91.4% | $16,047-89.9% | $14,480-88.8% |