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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,679 | $102,393-70.0% | $147,041-79.1% | $80,911-62.1% |
| Participation rate | 69.1% | 75.9%-6.8pp | 82.2%-13.1pp | 67.6%+1.4pp |
| Annual return | 19.58% | 134.95%-115.4pp | 419.21%-399.6pp | 35.63%-16.0pp |
| Employer contribution / active EE | $3,042 | $3,715-18.1% | $4,935-38.4% | $2,756+10.4% |
| Participant deferral / active EE | $5,261 | $6,647-20.9% | $8,071-34.8% | $4,297+22.4% |
| Admin fee / account holder | $3,452 | $7,943-56.5% | $13,006-73.5% | $6,935-50.2% |