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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $51,623 |
CONTINUUM ADVISORY LLC7 years Service code 27 · EIN 81-2078978 | Advisory (Plan) | $42,507 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,532 | $102,385-40.9% | $147,080-58.8% | $80,935-25.2% |
| Participation rate | 95.0% | 75.9%+19.1pp | 82.2%+12.8pp | 67.7%+27.3pp |
| Annual return | 16.74% | 135.09%-118.4pp | 420.17%-403.4pp | 35.66%-18.9pp |
| Employer contribution / active EE | $6,907 | $3,717+85.8% | $4,933+40.0% | $2,757+150.6% |
| Participant deferral / active EE | $16,914 | $6,651+154.3% | $8,066+109.7% | $4,299+293.4% |
| Admin fee / account holder | $345 | $7,951-95.7% | $12,989-97.3% | $6,924-95.0% |