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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,406 | $97,289-43.1% | $92,805-40.3% | $155,188-64.3% |
| Participation rate | 66.7% | 84.2%-17.5pp | 83.5%-16.8pp | 80.8%-14.1pp |
| Annual return | 44.48% | 29.03%+15.4pp | 31.59%+12.9pp | 148.84%-104.4pp |
| Employer contribution / active EE | $3,777 | $3,632+4.0% | $3,424+10.3% | $4,248-11.1% |
| Participant deferral / active EE | $13,312 | $8,795+51.3% | $8,448+57.6% | $6,531+103.8% |
| Admin fee / account holder | $1,411 | $12,015-88.3% | $10,911-87.1% | $14,480-90.3% |