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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,240 | $95,453-42.1% | $112,040-50.7% | $82,448-33.0% |
| Participation rate | 41.9% | 72.8%-30.8pp | 76.5%-34.6pp | 68.1%-26.1pp |
| Annual return | 17.56% | 23.92%-6.4pp | 24.52%-7.0pp | 41.64%-24.1pp |
| Employer contribution / active EE | $1,195 | $2,318-48.4% | $2,954-59.5% | $2,551-53.2% |
| Participant deferral / active EE | $2,620 | $4,224-38.0% | $5,098-48.6% | $4,139-36.7% |
| Admin fee / account holder | $1,952 | $9,013-78.3% | $12,098-83.9% | $7,234-73.0% |