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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,240 | $95,404-42.1% | $113,397-51.3% | $82,637-33.2% |
| Participation rate | 41.9% | 72.8%-30.9pp | 76.5%-34.6pp | 68.1%-26.1pp |
| Annual return | 17.56% | 19.08%-1.5pp | 23.20%-5.6pp | 53.51%-35.9pp |
| Employer contribution / active EE | $1,195 | $2,307-48.2% | $2,977-59.9% | $2,552-53.2% |
| Participant deferral / active EE | $2,620 | $4,220-37.9% | $5,076-48.4% | $4,126-36.5% |
| Admin fee / account holder | $1,952 | $9,168-78.7% | $11,957-83.7% | $7,339-73.4% |