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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $3,004 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,558 | $101,672-71.9% | $147,117-80.6% | $74,478-61.7% |
| Participation rate | 95.3% | 75.5%+19.7pp | 82.2%+13.1pp | 67.2%+28.1pp |
| Annual return | 20.08% | 8757.83%-8737.7pp | 420.54%-400.5pp | 1370.56%-1350.5pp |
| Employer contribution / active EE | $3,136 | $3,813-17.8% | $4,932-36.4% | $2,626+19.4% |
| Participant deferral / active EE | $8,108 | $7,305+11.0% | $8,065+0.5% | $4,350+86.4% |
| Admin fee / account holder | $15 | $1,753-99.2% | $12,993-99.9% | $1,946-99.2% |