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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,770 | $177,156-86.6% | $147,027-83.8% | $154,746-84.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 28.04% | 21.94%+6.1pp | 20.23%+7.8pp | 172.34%-144.3pp |
| Employer contribution / active EE | $3,089 | $4,336-28.8% | $3,626-14.8% | $4,379-29.5% |
| Participant deferral / active EE | $8,067 | $5,797+39.2% | $4,933+63.5% | $6,730+19.9% |
| Admin fee / account holder | $817 | $14,904-94.5% | $12,223-93.3% | $14,365-94.3% |