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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,090 | $181,062-89.5% | $158,223-87.9% | $155,188-87.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 9.46% | 57.39%-47.9pp | 52.09%-42.6pp | 148.84%-139.4pp |
| Employer contribution / active EE | $746 | $4,565-83.7% | $4,109-81.8% | $4,248-82.4% |
| Participant deferral / active EE | $3,975 | $6,134-35.2% | $5,467-27.3% | $6,531-39.1% |
| Admin fee / account holder | $20,691 | $18,825+9.9% | $16,047+28.9% | $14,480+42.9% |