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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,999 | $111,535-78.5% | $105,223-77.2% | $137,256-82.5% |
| Participation rate | 72.2% | 78.1%-5.9pp | 75.0%-2.8pp | 80.0%-7.7pp |
| Annual return | 153.67% | 237.85%-84.2pp | 180.65%-27.0pp | 220.34%-66.7pp |
| Employer contribution / active EE | $12,218 | $3,939+210.1% | $3,689+231.2% | $4,156+194.0% |
| Participant deferral / active EE | $6,104 | $5,500+11.0% | $5,072+20.4% | $6,407-4.7% |
| Admin fee / account holder | $2,828 | $9,721-70.9% | $8,859-68.1% | $12,270-77.0% |