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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,222 | $132,099-70.3% | $115,599-66.1% | $138,895-71.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 13.64% | 176.76%-163.1pp | 111.10%-97.5pp | 145.39%-131.8pp |
| Employer contribution / active EE | $1,604 | $3,416-53.0% | $2,955-45.7% | $4,194-61.8% |
| Participant deferral / active EE | $3,102 | $5,617-44.8% | $4,889-36.6% | $6,396-51.5% |
| Admin fee / account holder | $880 | $15,650-94.4% | $12,841-93.1% | $12,562-93.0% |