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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,390 | $57,140-50.3% | $85,240-66.7% | $80,959-64.9% |
| Participation rate | 82.9% | 56.4%+26.4pp | 67.5%+15.3pp | 67.7%+15.2pp |
| Annual return | 7.52% | 21.71%-14.2pp | 66.75%-59.2pp | 35.67%-28.2pp |
| Employer contribution / active EE | $1,130 | $1,802-37.3% | $2,735-58.7% | $2,757-59.0% |
| Participant deferral / active EE | $4,720 | $3,115+51.5% | $4,527+4.3% | $4,300+9.8% |
| Admin fee / account holder | $3,792 | $4,992-24.0% | $6,165-38.5% | $6,925-45.2% |