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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,022 | $166,242-47.7% | $165,071-47.3% | $145,884-40.3% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 12.39% | 100.44%-88.1pp | 70.17%-57.8pp | 551.85%-539.5pp |
| Employer contribution / active EE | $1,526 | $5,283-71.1% | $4,347-64.9% | $4,662-67.3% |
| Participant deferral / active EE | $2,682 | $6,964-61.5% | $6,035-55.6% | $6,690-59.9% |
| Admin fee / account holder | $53,981 | $16,658+224.0% | $12,695+325.2% | $13,392+303.1% |