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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,022 | $166,020-47.6% | $164,866-47.2% | $145,959-40.4% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.6%-11.9pp | 80.3%-13.6pp |
| Annual return | 12.39% | 100.08%-87.7pp | 69.97%-57.6pp | 561.95%-549.6pp |
| Employer contribution / active EE | $1,526 | $5,275-71.1% | $4,343-64.9% | $4,661-67.3% |
| Participant deferral / active EE | $2,682 | $6,961-61.5% | $6,033-55.5% | $6,689-59.9% |
| Admin fee / account holder | $53,981 | $16,644+224.3% | $12,689+325.4% | $13,398+302.9% |