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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,641 | $160,028+34.1% | $147,080+45.9% | $145,884+47.1% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 14.05% | 98.60%-84.6pp | 420.17%-406.1pp | 551.85%-537.8pp |
| Employer contribution / active EE | $29,171 | $5,286+451.9% | $4,933+491.3% | $4,662+525.7% |
| Participant deferral / active EE | $18,097 | $8,422+114.9% | $8,066+124.4% | $6,690+170.5% |
| Admin fee / account holder | $158,508 | $15,030+954.6% | $12,989+1120.3% | $13,392+1083.6% |