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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,641 | $160,040+34.1% | $147,096+45.9% | $145,877+47.1% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 14.05% | 98.49%-84.4pp | 419.75%-405.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $29,171 | $5,289+451.5% | $4,936+491.0% | $4,663+525.6% |
| Participant deferral / active EE | $18,097 | $8,429+114.7% | $8,071+124.2% | $6,691+170.5% |
| Admin fee / account holder | $158,508 | $15,050+953.2% | $13,005+1118.8% | $13,402+1082.7% |