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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,641 | $159,934+34.2% | $147,005+46.0% | $145,959+47.1% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 14.05% | 98.24%-84.2pp | 418.76%-404.7pp | 561.95%-547.9pp |
| Employer contribution / active EE | $29,171 | $5,287+451.7% | $4,934+491.2% | $4,661+525.9% |
| Participant deferral / active EE | $18,097 | $8,427+114.7% | $8,070+124.3% | $6,689+170.6% |
| Admin fee / account holder | $158,508 | $15,053+953.0% | $13,006+1118.7% | $13,398+1083.1% |