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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,305 | $108,882-93.3% | $96,754-92.4% | $154,746-95.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 14.92% | 98.39%-83.5pp | 82.04%-67.1pp | 172.34%-157.4pp |
| Employer contribution / active EE | $1,035 | $3,018-65.7% | $2,679-61.4% | $4,379-76.4% |
| Participant deferral / active EE | $2,628 | $5,323-50.6% | $4,758-44.8% | $6,730-60.9% |
| Admin fee / account holder | $2,042 | $10,200-80.0% | $8,905-77.1% | $14,365-85.8% |