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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,858 | $125,184+16.5% | $105,607+38.1% | $145,8840% |
| Participation rate | 81.8% | 77.6%+4.2pp | 75.3%+6.5pp | 80.3%+1.5pp |
| Annual return | 16.71% | 225.00%-208.3pp | 116.11%-99.4pp | 551.85%-535.1pp |
| Employer contribution / active EE | $3,944 | $3,720+6.0% | $3,167+24.5% | $4,662-15.4% |
| Participant deferral / active EE | $12,739 | $5,714+122.9% | $5,011+154.2% | $6,690+90.4% |
| Admin fee / account holder | $2,843 | $17,133-83.4% | $10,958-74.1% | $13,392-78.8% |