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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,800 | $139,948+22.0% | $121,663+40.4% | $154,746+10.4% |
| Participation rate | 75.0% | 78.0%-3.0pp | 74.5%+0.5pp | 80.7%-5.7pp |
| Annual return | 13.70% | 230.52%-216.8pp | 147.54%-133.8pp | 172.34%-158.6pp |
| Employer contribution / active EE | $3,668 | $3,521+4.2% | $3,020+21.5% | $4,379-16.2% |
| Participant deferral / active EE | $11,361 | $5,629+101.8% | $4,887+132.5% | $6,730+68.8% |
| Admin fee / account holder | $15,815 | $17,321-8.7% | $14,289+10.7% | $14,365+10.1% |