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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,913 | $169,336-21.5% | $129,384+2.7% | $145,884-8.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 8.41% | 14408.70%-14400.3pp | 9461.77%-9453.4pp | 551.85%-543.4pp |
| Employer contribution / active EE | $925 | $5,540-83.3% | $4,153-77.7% | $4,662-80.2% |
| Participant deferral / active EE | $0 | $4,985-100.0% | $4,166-100.0% | $6,690-100.0% |
| Admin fee / account holder | $463 | $9,912-95.3% | $7,686-94.0% | $13,392-96.5% |