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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,077 | $178,174-83.7% | $156,181-81.4% | $137,256-78.8% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.8%+4.5pp | 80.0%+3.4pp |
| Annual return | 19.68% | 84.19%-64.5pp | 64.87%-45.2pp | 220.34%-200.7pp |
| Employer contribution / active EE | $2,546 | $4,972-48.8% | $4,294-40.7% | $4,156-38.7% |
| Participant deferral / active EE | $7,019 | $6,888+1.9% | $6,132+14.5% | $6,407+9.6% |
| Admin fee / account holder | $1,005 | $17,404-94.2% | $14,586-93.1% | $12,270-91.8% |